A credit repair business involves the handling of all the credit affairs of a company and is one of the widely growing businesses these days. More information to start the business can be found at

From the name, I would assume it’s a financial advising firm to get your credit back on track. They would advise you on the steps you must take to get out of a tought financial situation like debt or even begin to take care of your paperwork, though it might be something like your own accountant firm.
I may be wrong, they may just be a firm that negotiates with your credit institutions in order to get your payments down to where you can afford them.

They are scams.
Are you related to Wyatt? He kept asking this same question over and over.Just like you have.