Why would my credit report look good on Equifax and not Experian?
Ashley wants to know:
My credit reports looks good for one agency.
I have a loan in really good standing that is being reported by Equifax on my credit report but when I look at the other, it has no history of the loan. Should this loan be reported to all three of the agencies?? Or is it up to them?
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Tagged with: Ashley • Credit Report • Credit Reports • Equifax • Equifax Credit • Equifax Report • Experian
Filed under: Credit Reports
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From what I’ve been told, people report to who they want to report to. Which is why they say to print out all THREE credit bureaus when you can so that you can see who reported to what bureau. Some do report to all. But I don’t believe they are required to. (I could be wrong here).
I just printed all 3 of my credit reports from each bureau and they aren’t all alike. So I’m glad I did print them all.
If you go to annualcreditreport.com you can get your free copy from EACH bureau once a year.
I think it would be best to direct your concernc to resources that are really relevant and can give sincere and realistic answers and opinions
I forwarded your concern to NHBS personal finance forum
It is up to the creditor.
In order to work with a credit bureau, a lender must be a subscriber to their services and this costs money. The lender in this case only subscribes to Equifax. The bureaus only know what their customers report to them. They do not go out and do independent research.