What auto loan companies use Equifax only?

Have you ever been told by your bank during a branch visit that you've been preapproved for a credit card? How about while paying for a purchase at a retail store? In the future, even consumers that have no credit file at the major credit reporting agencies may receive such offers for credit cards. Those offers […]

Watch out for "professional" credit card offers, an article in The Wall Street Journal warned over the weekend. The WSJ reported that card issuers have recently ramped up their marketing of corporate and business credit cards to consumers. Some 47 million professional card offers were mailed in the first quarter of 2010, an increase of […]

A small myFICO survey of parents with college-age children reveals that while a whopping 82 percent of parents say they've talked to their kids about the importance of credit, nearly half  are uninformed about a restriction in the Credit CARD Act that makes it harder for adults under the age of 21 to get a credit card. […]

It's possible to improve your credit even before the bankruptcy is off your record. Here's how. […]

Which is better for your credit score: paying the minimum or paying off the balance each month?  […]

You can use the loss to offset any capital gains you have in the year that the debt became worthless. […]

In today's low-rate environment, an extension bond ladder offers investors built-in flexibility. […]