CREDIT QUESTION. How can one credit report delete a negative account and another leave the same account on?
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coconutqtpie wants to know:
After reviewing my credit report, I disputed 2 accounts with transunion, experian, and equifax. The accounts were deleted off of 2 of the 3 reports. How can the accounts be deleted from two and not the third?
After reviewing my credit report, I disputed 2 accounts with transunion, experian, and equifax. The accounts were deleted off of 2 of the 3 reports. How can the accounts be deleted from two and not the third?
Popular search terms:
- i disputed something on my credit report transunion and experian deleted it but equifax says it is justified why?
- if transunion delete an account off my credit does experian have to do the same thing?
Filed under: Credit Reports
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I have wondered the same myself! I would suggest that you make a copy of the letters that the other 2 sent to you showing the item was deleted and ask the 3rd to do the same. What harm can it do? At the very least, they can provide you with the validation that the debt is accurate. Yoiu have that right… Good luck!
The answer is this. Experian, Transunion, and Equifax are seperate companies. They operate differently from each other. I’m willing to bet that Equifax was the one that you were having trouble with. From personal experience, Equifax and sometimes Experian are bad about resolving disputed. Sometimes, it can take a 2nd or even a 3rd dispute in order to get the item removed.