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	<title>Comments on: What is a credit protection statement on a credit report?</title>
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	<description>All your questions about credit and debt consolidation answered.</description>
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		<title>By: Credit Researcher</title>
		<link>http://www.truecreditnow.com/40/what-is-a-credit-protection-statement-on-a-credit-report/comment-page-1/#comment-175</link>
		<dc:creator>Credit Researcher</dc:creator>
		<pubDate>Wed, 07 Jan 2009 11:34:22 +0000</pubDate>
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Credit protection statement is the same as fraud alert. Fraud alert has many aliases: victim&#039;s statement, fraud alert statement, consumer statement.

I suggest you to check credit report immediately.</description>
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<p>Credit protection statement is the same as fraud alert. Fraud alert has many aliases: victim&#8217;s statement, fraud alert statement, consumer statement.</p>
<p>I suggest you to check credit report immediately.</p>
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		<title>By: echo</title>
		<link>http://www.truecreditnow.com/40/what-is-a-credit-protection-statement-on-a-credit-report/comment-page-1/#comment-174</link>
		<dc:creator>echo</dc:creator>
		<pubDate>Mon, 05 Jan 2009 02:23:01 +0000</pubDate>
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I don&#039;t think that CSR knew what she was talking about.

There is fraud alerts and there is freezing a credit report but there is no such thing as a &quot;credit protection statement&quot;
Even if you had a fraud alert or had frozen your credit report, a company that you have an existing account with can still pull your reports.

You might call back and speak to a different CSR.
When asking for an increase, you should ask about a &quot;guideline&quot; credit limit increase with no hard pull</description>
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<p>I don&#8217;t think that CSR knew what she was talking about.</p>
<p>There is fraud alerts and there is freezing a credit report but there is no such thing as a &#8220;credit protection statement&#8221;<br />
Even if you had a fraud alert or had frozen your credit report, a company that you have an existing account with can still pull your reports.</p>
<p>You might call back and speak to a different CSR.<br />
When asking for an increase, you should ask about a &#8220;guideline&#8221; credit limit increase with no hard pull</p>
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