What is the average credit score?

5 Comments

1. My Take on It says:

   March 10, 2010 at 2:56 pm

   You are doing better than average
2. Blah says:

   March 11, 2010 at 3:02 am

   were did you get this from?

   if you did not BUY them from Equifax ,Experian,Transunion they may not be your true score (or from licensed site)

   i.e

   “freecreditreport.com” = unlicensed site

   “myfico.com” = licensed site

   you have Tier 2 credit if you payed to get them

   Tier-1 credit is 720+ on all three of them
   ——————–
   You would qualified Tier-2 credit for 6%-9% car loan depending on how loose the bank is with credit terms

   Tier-1 credit qualified for 0% apr on car loan (When Available ) no down payment needed (but it;s a good idea!)
3. Bet says:

   March 14, 2010 at 1:42 am

   You can improve your credit score with knowledge, some time, some effort and not a lot of money. Start by learning the credit laws in the United States the big one thatwill help you is that credit bureaus must respond to disputes in a set amount of time or they have to remove disputed items from your credit report.

   Get a copy of your credit report and go over it with a fine tooth comb. Find the inaccuracies; almost every credit report has them. Write letters to the credit bureaus, disputing the inaccurate items. If they can’t prove it’s correct or don’t respond in time, the items must be removed.
4. tripleator says:

   March 14, 2010 at 2:25 am

   The average credit score is 723, so you are near average. With your credit scores you still can get most loans, but with a little higher you could get a better interest rates. It’s a good idea to pull your credit reports and see what is pulling your score down and what you can do to improve it. You can see some sites here to get your credit reports
5. RichardL says:

   March 17, 2010 at 3:46 am

   Average credit score is 723.