What are the credit reporting agencies besides equifax, transunion, and experian? I got 4 credit scores?
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shaydzofluv wants to know:
I had my credit report pulled and they pulled up 4 credit scores not just 3.
I had my credit report pulled and they pulled up 4 credit scores not just 3.
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Ask them who the other agency is. There are only 3 that most people know of.
Innovis.
Under the Fair Credit Reporting Act, consumers can receive a copy of the Innovis credit report from their local credit bureau.
There are dozens of regoinal credit bureaus in the US. The big three nationalones are the ones you mentioned.
That said the fourth score may have been what is called your “composit score”. Just as the name implies it is composed of the other three. Banks use this for large loans such as mortgages.
To find out what that last score is ask whomever pulled your credit file where they got it from.
There are only 3 legitimate credit bureaus, as you listed above.
there is only 3.iwould definatley check in on that.