What credit cards are made so that you are instantly approved or denied?
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ersan b wants to know:
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
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Tagged with: Build Credit • Cards Credit • Credit Card • Student Cards • Student Credit Cards
Filed under: True Credit
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is much harder to get a decent credit card if you had no credit history, try student load easier way for you to build up credit.
mostly all of them. they have systems where when your credit is pulled they automatically know how much they are going to give you.
I would try Captial One or Providian
If ur parents have good credit they can put u on one of there credit cards as an authorized signer and u never use it. If you leave it up there for a few months and then try and apply for one you will have good credit.
Actually most of the companies allow you to apply online instantly. But you have to find the right card that you can apply for. To do this, goto the following site and find the card you want in student section and apply online. This site only has cards that you can apply and get a decision instantly. Good luck!
You can apply over the phone what ever bank card you wish. And mostly every credit card company, when giving your information to them can tell you in a matter of 5 min.s whether or not you’ve been approved or denied. At one time you waited about 3 weeks before you knew, through the mail. Good Luck!
If you’re a student start with your existing bank. Visa and Mastercard have student card with no or low fee and interest rate featrues.
Just have a look around.
I think you should start listening to Dave Ramsey……
This is the site that I found the most helpful, they have a section for student cards. You can browse the cards and see which card has the best offer. Check out the interest rates and fees. I believe some of the student cards on this site also offer rewards. And yes most of the companies will tell you as soon as you finish filling out the online application if you’ve been approved or not. Good Luck!
Citibank consumer credit cards approve instantly online, but I don’t know about the student card offers. Some student card issuers want to verify a student’s enrollment in a university. So therefore can not be approved instantly. You are better off choosing the student card with the features you like best.
Most Banks allow you to apply on the spot just go inside the person entering the info should be able to tell you your credit limit instantly and it can,t hurt to fudge on your income a little bit.
I ran a search with Instantcreditprovider.com to filter out instant credit for students.
Try:
If you need to know if your credit card application has been approved/denied in a few hours, you need to apply for Instant Approval credit cards. You can find various such cards at
You can also check credit cards for Bad Credit at These cards can help you build your credit.
Credit card companies also offer credit cards specifically meant for students who are trying to build their credit. You may get a very low credit limit but if you pay off your balance on time, they will eventually raise the limit.
Go to to see Student Credit Cards Offers. If you get denied, you may want to get a prepaid debit card for a few months to build your credit and then apply for a credit card. You can find and compare prepaid debit cards at