What credit cards pretty much approve anyone?
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tampabay5400 wants to know:
I have a low credit score (545) and would like too improve it by getting credit and paying it on time, problem is alot of creditors won’t accept be BECAUSE of my low credit, and I can’t just keep applying too everything because obviously that lowers your score. So PLEASE tell me which credit cards will give anyone a card even if the interest rate is insane!
I have a low credit score (545) and would like too improve it by getting credit and paying it on time, problem is alot of creditors won’t accept be BECAUSE of my low credit, and I can’t just keep applying too everything because obviously that lowers your score. So PLEASE tell me which credit cards will give anyone a card even if the interest rate is insane!
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Tagged with: Creditors • Interest Rate • Time Problem
Filed under: True Credit
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Hi Tampabay,
I think Citibank will issue you a card if you are deceased.
I would give them a try.
Norm
You’ll likely have to get a secured card, which means you have to deposit money first (like $1000.00) and then you get a card. If you pay it every month when the bill comes, it will start improving your score. Also, don’t max it out. Just use it for a few things every month and pay it off.
After a few month, you’ll start seeing your score go up. Once it gets up around 600 or so, you should be able to get an unsecured card.
good listing of these credit card issuers
I would try a secured credit card from a lender who deals with bad credit. Please see the link below for additional info such as interest rates offered by the cards.
Orchard Bank is a good one low interest also
try there web site
dont ever spend more than you can afford
“Reward credit cards reward you when you spend on the credit card. Normally, you can collect rewards through 3 ways.
* It involves earning cash back on the card, it depends on the amount you spend.
* Next one involves giving points to the customers. They can be redeemed for gifts like cosmetics, shoes, water heater, mobiles and other goodies which the credit card company offers.
* The last method of reward is providing airmiles. Airmiles are highly popular reward, as many customers like to redeem them for free flights or flight upgrades. Whatever type of reward credit card you opt for, carefully note the amount or rate at which rewards will accrue and also read carefully other terms and conditions.
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