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ak momma wants to know:

I payed a delinquent phone bill four years ago. This is still making problems for my credit score. Can I write to the credit companies and ask them to remove it? Thanks!

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Rainy wants to know:

we have a small business and want to start excepting credit cards as payment but don’t know where to start ?? do I call the bank or visa or master card ??

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Tiffany wants to know:

I am a minor with a checking and savings account solely under my name. But my bank doesn’t offer credit cards!

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tusharcosmic wants to know:

I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be able to get maximum number of credit cards and loans with good credit limits?

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Arun Kumar C wants to know:

I wanted to pay an institution through mail. They wanted me to provide my credit card number and said that was enough. Do I need to send my pin number along with it. How can they get the payment with just the credit card number?

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ronnin72 wants to know:

I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.

I am at a point where I want to increase my points and miles so there are some options. The question is, what is too much. I basically share a VISA with my wife, and have an older VISA that i keep. I realize that you should keep older credit cards for history. I want to add at least one AM/EX either the Starwood points, or the Delta Miles. I also might switch our Cap1 card to the signature to get 2 points for every $1 spent, instead of 1.25 for $1. That is a new card, not a switch. And recently, I have received letters for UNITED miles (20,000 bonus) and AA Miles (21,000 Bonus). I would love to use those just to add to my miles on those flights. Could I add 3-4 cards without hurting my excellent credit? I will not rack up debt.

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Craigy Boi wants to know:

Trying to rebuild my credit and looking for a secured credit card to help me rebuild my credit. Any suggestions or referrals?