Archive for December, 2008
« Previous EntriesClosing credit cards with a balance left on them to pay them off?
Monday, December 29th, 2008|
Yahoo Answerer wants to know: I want to make a new years resolution to pay off my credit cards, and I want to close them out to make sure I don’t get tempted to use them. Will that look bad on my credit score if I close them out, when they still have a balance? [...]
How long do credit cards take once mailed?
Friday, December 26th, 2008|
Scagli3tti wants to know: I called my credit card company and they said they mailed the credit card on Tuesday (1/15). When should I expect it to arrive at my home and do credit cards take longer to ship than standard first class mail?
How can you get an apartment with bad credit?
Tuesday, December 23rd, 2008|
chickey wants to know: My boyfriend and I want to get a place together. He has bad credit and I have basically no credit. How can we get an apartment? Is it possible? Any advice would be appreciated! Thanks!
What is the best solution to repair your credit score?
Monday, December 22nd, 2008|
James H wants to know: I have a low credit score. do i need to hire someone to reapair it, and who? wanting to try and buy a house in less than a year and i want to have a decent credit score.
What is the exact definition of “last activity” for your credit reports?
Sunday, December 21st, 2008|
lmg wants to know: I know that an old account will be deleted from your credit report 7 years from “last activity”. But what is “last activity”? Last payment? Last purchase on the credit card? Last contact with the company? Do the 3 credit bureaus have different definitions? Or do companies and collections have different [...]
what is the fastest way to get a credit increase on a new charge account?
Sunday, December 21st, 2008|
Sharilynn wants to know: I opened a new charge account but the credit limit is not as much as i had hoped it would be for what i need to buy. What is the quickest way to get them to increase my credit limit?
Credit cards already in collection and closed. Should i pay them off?
Saturday, December 20th, 2008|
J24 wants to know: I have two credit cards, luckly only totalling about $1,500. Im a college student and used them for books. They are under collection and i still have the oppertunity to pay them off, which i am planning on doing anyway. BUT they are still going to be on my credit for [...]
does anyone know what tax credit is in va for full times students?
Tuesday, December 16th, 2008|
hot01integra wants to know: I am married, work full time and a full time college student. I was wondering what the tax break or credit in va is for this. I cant seem to find it anywhere thanks.
What is the best way to improve your credit in order to purchase a home?
Tuesday, December 16th, 2008|
MamaDrama wants to know: I am a newly wed and my husband and I recently moved in with his parents in order to save money for our own home, however, money is not the only problem. Both of us have challenged credit. We know that those companys that claim that they are able [...]
How many credit cards should you have to rebuild credit?
Tuesday, December 16th, 2008|
Nikita wants to know: I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to [...]
Does the Hope Credit and the Lifetime Learning Credit only lower your tax liability?
Tuesday, December 16th, 2008|
stlsigma2 wants to know: Or are they refund credits also like Earned Income Credit?
How can I remove a paid collection item from my credit report?
Monday, December 15th, 2008|
is4176 wants to know: I have a collection item on my credit report for $245, I have paid it already. How can I remove it from my credit report? Is it better to talk to the collection agency to remove it or directly to the credit bureau? Tnx!
What is the best way to have a credit check?
Monday, December 15th, 2008|
kenny9678 wants to know: I’ve owned 2 credit cards for approximately 5 years and now have student loans to pay off as well around 30k. What or where is the best place to get a credit check done? How easy is this and can it be done online? And once you have it done once [...]
Who is responsible for these credit card bills?
Saturday, December 13th, 2008|
Punky Do wants to know: My daughter-in-law just left on a trip with the children. She left my son with a note telling him about $75,000 of credit card debt that she has run up during their marriage. He had absolutely no idea that these charges were made. We suspect that she was giving money [...]
What credit cards are most widely accepted in Portugal?
Friday, December 12th, 2008|
ecolink wants to know: We are traveling from the United States and want to be prepared. Are credit cards accepted at most restaurants? Shops? Hotels?