Archive for January, 2009
« Previous EntriesHow many credit cards can you have before they drop your credit score?
Saturday, January 31st, 2009|
Test wants to know: I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score?
I had problem getting a credit card when I had no credit history and then after I finally got one, I had [...]
Can you transfer other credit cards onto your target visa?
Saturday, January 31st, 2009|
kevinitisii wants to know: I don’t see a link on the website and I want to put my 3 other cards on my target visa to save some money. I go to the other cards sites and they don’t have options to pay with credit card, only bank info. Why can’t you pay credit card [...]
Why is a Credit Default Swap where the buyer does NOT own the credit instrument not legally gambling?
Friday, January 30th, 2009|
adarix wants to know: If the buyer does not own the credit instrument, this seems no different than gambling. Is there a law that allows somebody to sell a CDS based on the failure of a credit instrument and not the failure of a football team?
Football is not chance. It has a lot [...]
What credit cards pretty much approve anyone?
Friday, January 30th, 2009|
tampabay5400 wants to know: I have a low credit score (545) and would like too improve it by getting credit and paying it on time, problem is alot of creditors won’t accept be BECAUSE of my low credit, and I can’t just keep applying too everything because obviously that lowers your score. So PLEASE tell [...]
I am behind on my credit card payment by nearly two months, need so help?
Wednesday, January 28th, 2009|
BT_1999 wants to know: I am behind on my credit card payment by two months this last payment was due the fourth, and I am planning on making a payment when I get paid this week. . . Is there anything else I need to do? I ran into some hard time financially.
How to consolidate my credit cards into one?
Monday, January 26th, 2009|
I Love My Sailor wants to know: I have four credit cards and I want to put the amount owed all onto one credit card with a lower intrest. I also don’t have very good credit. Any help would be useful. Thanks.
The amount owed is not more than 1,500 between the four. I always pay [...]
For those who have good credit, how do you stay disciplined on paying bills on time?
Saturday, January 24th, 2009|
lela1026 wants to know: For those with good credit , does it derive from having an abundance of money due to education with high pay, two workers in the home, or no dependants? If you are a single parent and do have decent credit ok how do you do it? Is direct bill pay [...]
What business credit cards are not attached to my personal credit?
Friday, January 23rd, 2009|
Erick R wants to know: Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites [...]
How can I transfer the credit that I built with my Tax id to my new social security number?
Wednesday, January 21st, 2009|
matias g wants to know: There must be a web site or a person that can help me, its very normal. You build credit with the tax id and then when you get the social you want it showing in your social. If not you have to start all over again.
Thanks a lot.
What types of credit cards pays the customer for using the card?
Wednesday, January 21st, 2009|
kiwi753 wants to know: Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but [...]
My credit card company changed its terms and is asking of I accept the new terms?
Saturday, January 17th, 2009|
Eddie Cacciatore, Private Eye wants to know: This term change is after several years, and it was a reputable credit card company.
If I don’t agree to the new (worse) terms, they will cancel my card, and I’ll have to pay the remaining balance. Would this hurt my credit rating if I don’t accept the new [...]
How long does it take for paid off credit cards to show on your credit report?
Friday, January 16th, 2009|
moehend wants to know: I am paying off some credit cards and I would like to know when it will show that I have paid them off.
I have several paid up credit cards I want to close out, how will this affect my credit score?
Friday, January 16th, 2009|
monicamellish wants to know: I am working on paying off my credit cards because I am planning to retire in 3 to 5 years. Is it ok to close out these paid up cards all at one time or does it matter?
How old do you have to be to get mtvu credit card?
Thursday, January 15th, 2009|
neverforgotten wants to know: My parents are willing to get me a credit card at 16. They trust me and i am responsible. I will also be paying the bills with my checking bank account. Can i get the mtvu credit card at age 16? My parents also think it will [...]
What is the purpose of student credit cards?
Saturday, January 10th, 2009|
starfishblues wants to know: I mean, I understand the concept of building credit and everything, but what is the point of student credit cards? What is the purpose? I’m sorry if this is a silly question, but I don’t really get it.
And can you trade them in after you’re no longer a student [...]