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man wants to know:

I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit limit? When can I apply the credit card?

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megan_trigg2000 wants to know:

I am planning on getting my first credit card this summer and was wondering on what is the best one to get and why? What should i look for in looking for one?

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ftroop888 wants to know:

My friend lives in Morocco and would like to get a Visa or MasterCard credit card to make online purchases. Unfortunately, no banks in this country, to our knowledge, issue credit cards. Is there an international bank or other solution? A low-limit card will suffice. Thank you

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seriously2sweet4u wants to know:

My husband has a foreclosure and a car repossession on his credit not to mention late payments more than 90 days late or never paid. He’s working a dead end job currently and he’s trying to find what sorts of jobs he could do with a military background, medical records release background, retail and management experience. He’s really afraid his credit is going to kill him. He’s going to file bankruptcy once he’s able to raise the money for the fee. What types of jobs may be aquire with his damaged credit? Thanks for the advice and help.

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Bender wants to know:

I keep on hearing that in some university you need 2 science credit with lab. I taken biology and chemistry and I know that those are science credit, but with lab, what exactly those that mean? You need to take some lab class or something. I need help on this! Any help is welcome.

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insharc wants to know:

My credit rating is good, not bad. But I’ve heard that having too many cards can damage it. I know that calling is a bad way to cancell, plus they try to talk you out of it.

What is the BEST way to cancel, so the credit reporting agencies know that you canned the card, and not the reverse?

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sara_lynn2859 wants to know:

I’ve taken a secured by savings loan at my bank and that has raised my credit score enough for me to get a credit card. I have fair credit right now. I have had my credit card for 6months and made all payments on time but still no improvement on my credit score.

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Rob C wants to know:

I’m thinking of applying for my first credit card. How long does it usually take to get approved and receive the card in the mail? I have basically no credit history, but I have a fairly high income for my age and doubt I’ll have any problems getting approved for an introductory card. I ask because I am moving at the end of the month and want to avoid the hassle of trying to get the card forwarded.

Also, just out of curiosity, do they do anything to verify your employment?

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jsssika wants to know:

When our company began we opened up credit cards for employee’s under our CEO’s credit line because the company did not have sufficient credit. Two years later, we are stumped as to how to obtain credit cards for the company using only the company’s credit. American Express tells us that no matter what we have to have a guarantee from an individual person backing our credit. Does anyone out there know how a company can get credit without that personal guarantee? Surely, Microsoft doesn’t use Bill Gates credit to obtain cards for it’s employees. Thanks for any and all help in advance!

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Zoxx wants to know:

Right now I have 10 Credit accounts open. Ranges from $424.00 to $5200.00 with a credit score of 728.

I have $0 balance all of my cards at this time.

I just applied to get a motorcycle and they denied me saying that I have too much revolved credit open.

I rent a apt due to the high housing prices. I have yet been able to afford a house due to those circumstances.

I have a couple questions that I hope can be answered.

1. How many Cards should I have open at one time?

2. I have heard having allot of closed accounts on your credit report looks bad. T or F (Explanation Please)

3. I have heard that you should always keep a small balance on all your cards. T or F (Explanation Please)

4. Should I try and get an outside loan from a banker or lender to get a lower APR than what they are offering at the dealership?

5. Any other useful tips to help keep my credit score on the rise without accruing allot of debt?

Thanks Allot.

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G P wants to know:

I work for a small service company and I am attempting to help my boss collect on some overdue accounts. I have filed liens. I think the next step is to threaten to report overdue accounts to the credit agencies. But, if that doesn’t get a response we may want to follow thru with a negative report. I believe the next step is probably small claims court.

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Pepper wants to know:

I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!

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TAS28 wants to know:

I had a severe illness and fell behind on bills. I still have a few medical bills left on my credit but those should be paid off in the next few months. What can I do build my credit back up without going in major debt. I can only get high interest rates and have no desire to go in debt. Would a credit card help my credit score even if I was to pay it off every month.

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quested one wants to know:

You see them all the time on TV. How do they charge and make money to advertise if they are non-profit? Will doing this sort of thing hurt my credit rating?

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sb0983 wants to know:

What are some name of credit cards that have high credit limits? Are there any credit cards that have a $100000.00 credit limit?