Archive for April, 2009
« Previous EntriesHow to remove bad debt from your credit report after 7 years?
Thursday, April 30th, 2009|
eluke wants to know: I have some bad debt on my credit report that is older than 10 years. How can I get them to remove it so it does not show anymore?
How do you start a credit card company?
Wednesday, April 29th, 2009|
Ms. Princess wants to know: I am doing a (made up) business plan for a marketing class and i wanted to start a credit card company like; visa, mastercard or how the have the baby phat card. How would i go about doing that? I dont even know where to start, start-up cost, sponsors marketers [...]
Is there any way to get a secured credit card without a credit report being pulled?
Tuesday, April 28th, 2009|
BlackDahlia wants to know: I don’t understand why if you give a bank money up front, and that’s your limit on the card, why they have to pull a credit report? Is there any way around? The reason I don’t want a report pulled is I’m trying to raise the score, but it’s already been [...]
How to combine credit cards, to pay them off in one lump sum?
Tuesday, April 28th, 2009|
dboyy26 wants to know: I have two credit cards with debt of 7,000 with both cards combined. Is there a way that I can combine those credit cards and lower the payment and pay them in one lump sum? I just want to get rid of these cards so I can move on with my [...]
What credit cards are made so that you are instantly approved or denied?
Tuesday, April 28th, 2009|
ersan b wants to know: I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
What impact does closing credit cards have on your credit score?
Sunday, April 26th, 2009|
hydra1970 wants to know: What impact does closing credit cards have on your credit score?
I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?
Is having a lot of credit cards good or bad for your credit score?
Friday, April 24th, 2009|
achyled wants to know: I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
how much you owe/ total credit , so in that case having more cards would be better. I have [...]
How do I put comments on my credit report?
Friday, April 24th, 2009|
Ro’ wants to know: I read I can put a comment on my credit report, but I don’t know how. Can you please help and give me some direction?
What to if your credit report shows a charged off account?
Thursday, April 23rd, 2009|
Carstopper wants to know: I have an account on my credit report that is charged off. Do I leave it alone or try to pay them. What is going to happen to the account if I leave it along?
What is the difference between personal credit cards and business credit cards?
Thursday, April 23rd, 2009|
cindasl wants to know: I have a few personal credit cards and I want to consolidate them. I also am self-employed, but I dont’ have a business credit card; although I get LOTS of ads for them in the mail. I’ve always wondered, what is the difference? Are there different rules or [...]
How to find earned income credit on tax return return transcript?
Thursday, April 23rd, 2009|
butterfly_lavender_dove wants to know: I am doing a dependent verification form for financial aid at my school. My mom gave me her tax transcripts:( I am trying to find the earned income credit on the transcript. Is it under payments on the transcript? I really need some help on this one:)
How does making early car payments affect my credit rating?
Wednesday, April 22nd, 2009|
Dr. Butt, CPA wants to know: I am the co-signer with my mom when we financed a car from Honda. It lasts for 5 years. I am trying to pay it off in 2 or 3 payments within 1 year to avoid having to pay the high 9% interest rate. By doing this, how will [...]
How can I cancel credit cards I have without getting dinged on my FICO score?
Tuesday, April 21st, 2009|
Edward G wants to know: I have several credit cards that have annual membership fees required. But I do not use them and have no plans on using them in the future. I’ve been told that if I cancel these cards that my credit scores will suffer because of the cancellations. Is there a way [...]
What is the best way to deal with credit card debt? Consolidate or Credit counseling company?
Tuesday, April 21st, 2009|
metro7 wants to know: Just had a major surgery and racked up some major credit card debt while being out of work. Just looking to see where I could start now that I am going back to work.
How many Credit Cards are there in each country worldwide?
Monday, April 20th, 2009|
eyaljosch wants to know: I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.
Therefore I would like to know, per each country in the world, how many Credit Cards are there, or: How many Credit Cards per resident in each [...]