Archive for May, 2009
« Previous EntriesHow can I remove debts on my credit report that are erroneous or have been paid?
Sunday, May 31st, 2009|
Spence wants to know: I just pulled my credit report and I have several items that I have already paid. I have been told to write letters to the original creditor so they can notify the CRA’s or if they do not get back to me in 30 days (certified mail) that I could have [...]
How can a collection keep being updated on my credit report?
Sunday, May 31st, 2009|
♥ Mary ♥ wants to know: I was watching my credit report earlier this year and I noticed something on two collections. They have opened dates of 4/10/2002 and 7/31/2003, but they keep reporting it every single month. How do they do that? Does it cost them money to do that? And will the [...]
What would you do if your significant other got a credit report on you without your knowledge?
Sunday, May 31st, 2009|
lisa_love wants to know: They were discussing this on the radio this morning. A woman saw a copy of her credit report sitting by her boyfriends computer. He had done one of those free credit reports online. I’m not sure on the details, like how long they were dating or if they were planning on [...]
What is the easiest way to go about seeing your credit report without having to pay someone to do it?
Saturday, May 30th, 2009|
robert o wants to know: II’m thinking about filing for bankruptcy and am wanting to get a copy of my credit report before I actually decide to do so. I was wondering if there is a way to get a copy of my credit report without having to pay somebody to do it. Equifax wants [...]
How will a fraud alert on my credit report affect financing a new car?
Friday, May 29th, 2009|
robert o wants to know: I plan on buying a new car within the next month or so. I recently received a notice that I now have a fraud alert on my credit report and the Equifax was going to send the same to the other 2 bureaus.
How do you find contact info for collection agencies on credit report?
Monday, May 25th, 2009|
Korina wants to know: I have a couple of old (small) collections on my credit report that I’d like to clear up, but it just shows the name of the collection agency and a partial account number. How do I get contact and account information for these collection agencies so I can find out [...]
How can I get a free credit report online?
Saturday, May 23rd, 2009|
WHATS GOING ON? wants to know: I dont want to give out any credit card information. Is there a web site that will give you a free credit report online without credit card info?
How to get a credit report for a potential renter ?
Saturday, May 23rd, 2009|
Bill R wants to know: I am thinking of renting my second home. I like to get a credit report for the potential renter. How do I go about doing it ?
How do you get items off your credit report that should no longer be there?
Saturday, May 23rd, 2009|
Debra wants to know: I have found items on my credit report that have passed the statute of limitations. How do I get them off the list?
Is there any way to obtain a credit report of someone who has good credit for a learning purposes?
Saturday, May 23rd, 2009|
gill g wants to know: I am working on my credit and would like to see a credit report of someone with good credit wether fictional or real, I don’t care. Where could I obtain a sample of one for learning purposes to compare against mine which I have been working on improving for the [...]
What should I ask the creditors to report on my credit report when judgements are paid off?
Tuesday, May 19th, 2009|
dgoldenboy67 wants to know: I filed for Chapter 13 in November of 06. I just sold my house and i will have a little equity left over.I have several creditors that i owe a balance to (Judgements)that will be paid off next month when I go to settlement . I was wondering if I should [...]
How will a fraud alert on my credit report affect financing a new car?
Saturday, May 16th, 2009|
Burton wants to know: I plan on buying a new car within the next month or so. I recently received a notice that I now have a fraud alert on my credit report and the Equifax was going to send the same to the other 2 bureaus.
How will this affect my obtaining [...]
If you get your credit checked by companies often does it reflect poorly on your credit report ?Or affect it?
Thursday, May 14th, 2009|
tiffany dawn; wants to know: I heard that if lenders pull up your credit report to see if they want to give you a loan or to find out how much it would cost to finance something to you, it makes a hit on your credit report. And a lot of these ‘hits’ can make [...]
How do you fix errors on your credit report?
Wednesday, May 13th, 2009|
TM wants to know: I rented an apartment from 2000 to 2006. I gave a verbal 30 day notice when I moved out, and my roommate contintinued to live there after I left. The roommate left oweing some money, but there was never any kind of evictions , not even a 7 day notice to [...]
How can one use their credit cards to invest without the investment qualifying as a cash advance?
Monday, May 11th, 2009|
Michael P wants to know: Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it [...]