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Ashley M wants to know:

I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student loans and my car loan. I have heard of disputing the reports, but I also want to find a credit repair firm that will allow me to make payment arrangements. I want to improve my credit rating so that I can purchase a home in a few years, get approved for more credit cards and also get a new car.

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real estate guru wants to know:

I was just wondering if this was a good company to use to for credit repair and if you have used it what did you think of your expericence and how well did it help you credit score?

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owen x wants to know:

I want to start a credit repair business and need to know the resources that can help me to get started.

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Ho Lee wants to know:

From a personal experience; did you use any of the Credit repair companies out there? and how satisfied you were? Please reply with their contact information, and your personal rating on the service provided.