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holly wants to know:
Has anyone ever tried debt elimination? A company has contacted me about completely erasing my entire credit card debt within 1 year, then repairing the credit. Their website has testimonials of many people in all states. It is supposed to be a legal process and there is a lot of information to back that up. Has anyone ever done this before?
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tn_ng79 wants to know:
I recieved a noticed by experian today that I got three items deleted, but it is still showing up on my credit report and my credit score is still the same. My question is, how long do I have to wait until my credit report is updated? 30 days? thanks..
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alex c wants to know:
I have an error on my credit report, it shows an agency that has an account that is still open and in delinquent status, however the balance was settled in 2004. I sent an investigation inquiry through the experian website but still have not heard from them, this was over 11 months ago. Is there any getting through to these credit bureaus?
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Tammy wants to know:
I signed up for debt negotiation on some credit card debt. I have payed my current mortgage religiuosly for two years and would like to sell my house and move but am scared that I will not get another mortgage when I move. Thanks.
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ffmplease wants to know:
I have a about $8,500.00 credit card debt. I can’t afford to pay the minimums anymore and was thinking about contacting a debt relief company that will negotiate with credit card companies for me, during the negotiations I don’t pay the credit cards should I pursue this option or should I just go with partial payments and keep on accumulating fees without reducing my debt? Please help me make this decision.
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Stephanie B wants to know:
I just turned 18 today, but a couple of days ago I asked for a credit report from Experian, Well it says that my credit started before I turned 18 and the dates look like I was about 15 or 16. It says I have a potentially negative item. I don’t remember this, but doesn’t your credit start counting at the age of 18? Isn’t it a law or something because you have to be 18 everywhere to buy anything.
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