Archive for November, 2009
« Previous EntriesMy experian credit score?
Monday, November 30th, 2009|
At least IM honest wants to know: I subscribe to two different credit monitoring services.
1) first premier credit expert which uses the “plus” score scoring model.
2) 3 in 1 credit monitoring through true credit.com which I believe uses the “vantage” scoring model.
Between the two there is a difference of 60 points as far as experian [...]
How would you solve these equations using elimination?
Monday, November 30th, 2009|
cuttie.bunny95 wants to know: This is an extra credit question for a math quiz and every time I try to do it I always get a different answer….
I’m doing systems of equations and right now we’re working on how to solve problems using elimination. I get how to do it but I just don’t get [...]
How many points having a “charge off” deleted because it is false, raise your credit score?
Monday, November 30th, 2009|
Popeye wants to know: Both Transunion and Equifax deleted…still waiting for Experian to do this. Need to raise my score at least 30 points.
Debt Elimination?
Sunday, November 29th, 2009|
holly wants to know: Has anyone ever tried debt elimination? A company has contacted me about completely erasing my entire credit card debt within 1 year, then repairing the credit. Their website has testimonials of many people in all states. It is supposed to be a legal process and there is a [...]
Need help knowing what credit bureaus credit card companies use?
Sunday, November 29th, 2009|
msbusiness wants to know: I’m looking for some credit cards, but my credit score is fairly good with experian and equifax, and transunion is not the best. Can you tell me what companies I could apply with? I have a 700 credit score on Exp, and Equ, but transunion is low 600’s. I don’t want [...]
what credit agency does american express use?
Sunday, November 29th, 2009|
stephen a wants to know: I would like to apply for amex card , But everybody knows that credit agencies reports differently. So does anybody know which one they use to check your credit? equifax , transunion, experian? or all three?
How long does it take for credit report to upate?
Saturday, November 28th, 2009|
tn_ng79 wants to know: I recieved a noticed by experian today that I got three items deleted, but it is still showing up on my credit report and my credit score is still the same. My question is, how long do I have to wait until my credit report is updated? 30 days? thanks..
Do you think this is a good description of a matriarchy?
Saturday, November 28th, 2009|
Happy Snappy wants to know: This is my inverted version of Sarah Blaffer Hrdy’s definition of a patriarchy:
http://answers.yahoo.com/question/index;_ylt=AvHpxoynsxzLbZFrjyBrq_EYxgt.;_ylv=3?qid=20070915224419AAONXa6
Matriarchies “force men to deliver resources to women without reciprocal credit” other features of matriarchal societies are the elimination of male paternal rights for the express purpose of female promiscuity and families of mixed paternity but undisputed maternity, [...]
Has anyone successfully corrected their credit history through the 3 major credit bureaus?
Tuesday, November 24th, 2009|
alex c wants to know: I have an error on my credit report, it shows an agency that has an account that is still open and in delinquent status, however the balance was settled in 2004. I sent an investigation inquiry through the experian website but still have not heard from them, this was [...]
Can I get a mortgage if I’m in a debt negotiation program?
Tuesday, November 24th, 2009|
Tammy wants to know: I signed up for debt negotiation on some credit card debt. I have payed my current mortgage religiuosly for two years and would like to sell my house and move but am scared that I will not get another mortgage when I move. Thanks.
What are some good things to put in a letter to write to Equifax and TransUnion to get disputed items removed?
Tuesday, November 24th, 2009|
jjs8ig wants to know: I disputed the items on my equifax and they were taken off. but they weren’t taken off the other two reports. The only way to dispute with those is to write a letter to them…Am I gonna have to write a million letters to get anything done? I’m just wanting to [...]
Will my credit scores allow me to get a mortgage at a goord rate?
Tuesday, November 24th, 2009|
samide2001 wants to know: My question is will I be able to get a mortgage with good rates with the scores I have now?
I am 23 and my credit scores are: 582 Trans Union, 552 Experian, and 545 Equifax.
I have a number of medical bills that went to collection while I [...]
What to do with credit card debt?
Tuesday, November 24th, 2009|
ffmplease wants to know: I have a about $8,500.00 credit card debt. I can’t afford to pay the minimums anymore and was thinking about contacting a debt relief company that will negotiate with credit card companies for me, during the negotiations I don’t pay the credit cards should I pursue this option or should I [...]
At what age does credit start counting?
Monday, November 23rd, 2009|
Stephanie B wants to know: I just turned 18 today, but a couple of days ago I asked for a credit report from Experian, Well it says that my credit started before I turned 18 and the dates look like I was about 15 or 16. It says I have a potentially negative item. I [...]
Can someone please tell which credit report website out there provides with all three at the cheapest price?
Sunday, November 22nd, 2009|
Jesus M wants to know: There’re so many sites out there that will provide you with all three major credit bureau reports (Experian, TransUnion & Equifax) and many do provide a free trial but, once the free trial is done that’s when they start their hefty monthly fees on your acct. I’m looking for [...]