All your questions about credit and debt consolidation answered.
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Question by Chris A: Where can I find a 95% stated mortgage loan with a 660 credit score for purchase?
660, purch, stated or bank statements, self employed, 95ltv o/o
Best answer:
Answer by reality
No, you can’t, only full doc, FHA with 5% down.
Good Luck!
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Question by debr: loan with a 660 experian credit score. I need a lender that only pulls the experian credit score.?
I am looking for a credit card or personal loan, I need a lender that only pulls the experian credit score since this is my highest of all 3 scores- 660, I am looking for no less than $ 10,000 in the form of a loan or credit card to consolidate some bills. Who should I go to?
Best answer:
Answer by beachlover
when a lender looks at credit they they all take the middle score not the high or the low the middle figure yout how you can raise your middle score
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Question by Eva C: Where would I find the credit scoring scale?ex:400-500=poor?
I was just looking to see where my credit score puts me. As far as poor,fair,good, excellent.
Best answer:
Answer by catty
On the Internet.
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Question by david m: Which credit card offers the highest limit for someone with credit score 650-699?
I am trying to raise my credit score by spending low on a credit card with a high limit. I currenty have a 652 credit score. Which card would offer the best chance to raise my credit this way?
Best answer:
Answer by wcome2myworld
VISA
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Question by No one in particular: Is a 660 Credit Score good enough to qualify for current car lease offers?
I am looking at Mazda and Hyundai.
Best answer:
Answer by whocares
its borderline. if so, you certainly wouldn’t get the best rate, you might be approved at a materially higher rate.
Rethink leasing. (Fleecing). Its a very bad idea for 98+% of people.
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Question by SUVCURIOUS: I have a 630 credit score. What kind of interest reate can I expect to get for a new auto purchase/lease?
I’m looking to lease/buy a BMW X3. Which is the best way to go for me? MSRP is approx 40k. Thanks!
Best answer:
Answer by drtestprep
First, don’t lease a car if you are the type who puts on more than 12K miles a year or who likes to put “extras” on his car. The over charges will kill you. And after three years you will have nothing to show for your lease payments but a large dent in your bank account.
As for your interest rate, a 630 score shows some problems in the past. Perhaps a bankruptcy 7 years or so ago or some late payments. With a 630 the average BMW dealership–if you can get them to give you credit to begin with–will charge you upwards of 12% a year. Even if you could refinance through another company, 9.9% will be about the lowest you can expect. If you put 10K down, that comes out to a 5-year payment (if you buy) of around 700/month. On a 3-year lease, it would run around 550 / month. If you put less down, well, you will be close to $ 1000 a month.
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