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	<title>Credit &#38; Debt Consolidation</title>
	<link>http://www.truecreditnow.com</link>
	<description>All your questions about credit and debt consolidation answered.</description>
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		<title>Is a credit score of 590 considered horrible for a 20 year old.?</title>
		<description><![CDATA[Question by something: Is a credit score of 590 considered horrible for a 20 year old.? Ok, I&#8217;ve had credit for two years. I have a secured card (1 K limit) and a rewards card (2K limit). I also got a two loans when i got into college for 3 K. Ive had a job [...]]]></description>
		<link>http://www.truecreditnow.com/699/is-a-credit-score-of-590-considered-horrible-for-a-20-year-old/</link>
			</item>
	<item>
		<title>how long to improve credit score to 760 or above?</title>
		<description><![CDATA[Question by trashelle_miro: how long to improve credit score to 760 or above? My credit score is 662. I have around $ 7,000 in credit card debt, which can be paid in 5-6 months. My husband&#8217;s car will be paid off in a couple of months. I just purchased an used Audi, which will be [...]]]></description>
		<link>http://www.truecreditnow.com/698/how-long-to-improve-credit-score-to-760-or-above/</link>
			</item>
	<item>
		<title>Q&amp;A: I have a 590 credit score and need to raise it in order to get a refi on house,whats the fastest way to do it?</title>
		<description><![CDATA[Question by Lars: I have a 590 credit score and need to raise it in order to get a refi on house,whats the fastest way to do it? Need to refinance by May, otherwise my payments go up $ 500. Is there a chance I can refinance at a lower rate and whats the fastest, [...]]]></description>
		<link>http://www.truecreditnow.com/697/qa-i-have-a-590-credit-score-and-need-to-raise-it-in-order-to-get-a-refi-on-housewhats-the-fastest-way-to-do-it/</link>
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		<title>Does giving our fico score,cash down number help while making an offer to a short sale property ?</title>
		<description><![CDATA[Question by John P: Does giving our fico score,cash down number help while making an offer to a short sale property ? I have a very good credit and 20% cash down for my home. I am planning to make an offer for a property which I liked, so during the offer does it help [...]]]></description>
		<link>http://www.truecreditnow.com/696/does-giving-our-fico-scorecash-down-number-help-while-making-an-offer-to-a-short-sale-property/</link>
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		<title>Will adding my spouse as an authorized user on my credit cards raise our FICO credit score?</title>
		<description><![CDATA[Question by djofir4u: Will adding my spouse as an authorized user on my credit cards raise our FICO credit score? What I want to know is whether adding my spouse to my credit cards and her adding me to her credit cards increase our FICO scores? We both never missed a payment and were always [...]]]></description>
		<link>http://www.truecreditnow.com/695/will-adding-my-spouse-as-an-authorized-user-on-my-credit-cards-raise-our-fico-credit-score/</link>
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		<title>Q&amp;A: What is the scale on credit scores? Does it differ from state to state?</title>
		<description><![CDATA[Question by gokusgirl_2000: What is the scale on credit scores? Does it differ from state to state? Meaning what numbers generates poor to outstanding credit example: 100 &#8211; 300 poor 400 &#8211; 500 some what poor Note &#8211; that is only an example, just to help get my question answered. I&#8217;m not asking how I [...]]]></description>
		<link>http://www.truecreditnow.com/694/qa-what-is-the-scale-on-credit-scores-does-it-differ-from-state-to-state/</link>
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		<title>Where can I find a 95% stated mortgage loan with a 660 credit score for purchase?</title>
		<description><![CDATA[Question by Chris A: Where can I find a 95% stated mortgage loan with a 660 credit score for purchase? 660, purch, stated or bank statements, self employed, 95ltv o/o Best answer: Answer by realityNo, you can&#8217;t, only full doc, FHA with 5% down. Good Luck! Give your answer to this question below!]]></description>
		<link>http://www.truecreditnow.com/693/where-can-i-find-a-95-stated-mortgage-loan-with-a-660-credit-score-for-purchase/</link>
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		<title>loan with a 660 experian credit score. I need a lender that only pulls the experian credit score.?</title>
		<description><![CDATA[Question by debr: loan with a 660 experian credit score. I need a lender that only pulls the experian credit score.? I am looking for a credit card or personal loan, I need a lender that only pulls the experian credit score since this is my highest of all 3 scores- 660, I am looking [...]]]></description>
		<link>http://www.truecreditnow.com/692/loan-with-a-660-experian-credit-score-i-need-a-lender-that-only-pulls-the-experian-credit-score/</link>
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