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  • Improve Credit Rating – Erase Bad Credit from Your Report – How to Delete Negative Credit Off Your Credit Report

    Wednesday, March 3rd, 2010

    How will you increase your credit rating and eventually erase from credit report the negative credit record which has been recorded? Credit report contains the breakdown of your credit habits be they good or bad. However, it is always faster to spot the negative than the good. Even just one bad record can already make [...]

    Fix Your Credit Report – 5 Ways you’ll benefit from fixing your credit

    Friday, February 26th, 2010

    Fix Your Credit Report – 5 Ways you’ll benefit from fixing your credit
    Even with a great credit record, taking a bit of time to fix your credit report can deliver you significant benefits. The idea behind fixing your credit report is not that you necessarily have bad credit but why lock yourself out [...]

    what’s the best credit card to help repair my bad credit?

    Monday, September 28th, 2009

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    ptilda wants to know: I’m recently working on getting divorced & my credit was badly damaged because of that. My bank is working with me to help me recover, but I am looking for a basic credit card, not necessairily a large line of credit, and one with REASONABLE fees and interest rates. Also, [...]

    does anyone know any good credit repair services?

    Wednesday, August 5th, 2009

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    I Wanna wants to know: i have really bad credit and i wanna fix my credit.i cannot get a cell phone with my bad credit or a loan.so does anyone know any good and low cost credit repair services.plz answer my question.

    What is the best way to repair credit if you can’t get any credit because of the bad history?

    Saturday, July 18th, 2009

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    tak3032 wants to know: I have really, really, really bad credit anything you can think of. I want to repair it but I noticed almost all of it will be cleared up from my credit report in 3yrs any ways. Should I continue and neglect the payments and wait the 3yrs or should I try [...]

    Is it true that bad credit report remarks never fall off your credit report and that it is a myth?

    Wednesday, June 10th, 2009

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    tak3032 wants to know: I posted a question earlier asking about the similar topic. I had someone write that if you never PAYOFF YOUR DEPT TO CREDITORS IT WILL NEVER FALL OFF YOUR CREDIT REPORT and they will keep reporting it as negative. If that is true that means saying the report will fall off [...]

    what credit card can you get with guaranteed approval with bad credit without having to make a deposit?

    Monday, May 4th, 2009

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    bird wants to know: I just went through a nasty divorce my credit is all messed up. Just want a way for a fresh start.

    Is having a lot of credit cards good or bad for your credit score?

    Friday, April 24th, 2009

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    achyled wants to know: I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
    how much you owe/ total credit , so in that case having more cards would be better. I have [...]

    Is having a lot of credit cards, but only using them sparingly, bad for your credit?

    Monday, January 5th, 2009

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    Doug G wants to know: I’ve opened a few credit cards lately, but don’t plan on using them, only for emergencies. Will just having 4 or 5 credit cars available for my use somehow hurt my credit score, or credit in general for future loans I might want?

    Closing credit cards with a balance left on them to pay them off?

    Monday, December 29th, 2008

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    Yahoo Answerer wants to know: I want to make a new years resolution to pay off my credit cards, and I want to close them out to make sure I don’t get tempted to use them. Will that look bad on my credit score if I close them out, when they still have a balance? [...]

    How can you get an apartment with bad credit?

    Tuesday, December 23rd, 2008

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    chickey wants to know: My boyfriend and I want to get a place together. He has bad credit and I have basically no credit. How can we get an apartment? Is it possible? Any advice would be appreciated! Thanks!

    What is the best way to improve your credit in order to purchase a home?

    Tuesday, December 16th, 2008

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    MamaDrama wants to know: I am a newly wed and my husband and I recently moved in with his parents in order to save money for our own home, however, money is not the only problem. Both of us have challenged credit. We know that those companys that claim that they are able [...]

    What is the best way to go about eliminating bad credit? Using a credit repair agency or doing it yourself?

    Monday, December 1st, 2008

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    Randall M wants to know: I know that credit repair agency’s send out letters that let the credit agency’s know that there is negative items on your report that is wrong in one way or another, but I am wondering if it is better to do it myself or not.
    Thanks.