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	<title>Credit &#38; Debt Consolidation &#187; Cancel</title>
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	<link>http://www.truecreditnow.com</link>
	<description>All your questions about credit and debt consolidation answered.</description>
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		<title>Is having a lot of credit cards good or bad for your credit score?</title>
		<link>http://www.truecreditnow.com/100/is-having-a-lot-of-credit-cards-good-or-bad-for-your-credit-score/</link>
		<comments>http://www.truecreditnow.com/100/is-having-a-lot-of-credit-cards-good-or-bad-for-your-credit-score/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 14:56:11 +0000</pubDate>
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				<category><![CDATA[True Credit]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Cancel]]></category>
		<category><![CDATA[Cards Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Lot]]></category>
		<category><![CDATA[Teacher Credit]]></category>

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		<description><![CDATA[&#124; achyled wants to know: I&#8217;ve heard both&#8230; my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula how much you owe/ total credit , so in that case having more cards would be better. I have [...]]]></description>
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		<title>How can I cancel credit cards I have without getting dinged on my FICO score?</title>
		<link>http://www.truecreditnow.com/81/how-can-i-cancel-credit-cards-i-have-without-getting-dinged-on-my-fico-score/</link>
		<comments>http://www.truecreditnow.com/81/how-can-i-cancel-credit-cards-i-have-without-getting-dinged-on-my-fico-score/#comments</comments>
		<pubDate>Tue, 21 Apr 2009 09:19:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[True Credit]]></category>
		<category><![CDATA[Cancel]]></category>
		<category><![CDATA[Cancellations]]></category>
		<category><![CDATA[Cards Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Fico Score]]></category>
		<category><![CDATA[Membership Fees]]></category>

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		<description><![CDATA[&#124; Edward G wants to know: I have several credit cards that have annual membership fees required. But I do not use them and have no plans on using them in the future. I&#8217;ve been told that if I cancel these cards that my credit scores will suffer because of the cancellations. Is there a [...]]]></description>
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		<title>My credit card company changed its terms and is asking of I accept the new terms?</title>
		<link>http://www.truecreditnow.com/11/my-credit-card-company-changed-its-terms-and-is-asking-of-i-accept-the-new-terms/</link>
		<comments>http://www.truecreditnow.com/11/my-credit-card-company-changed-its-terms-and-is-asking-of-i-accept-the-new-terms/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 22:20:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[True Credit]]></category>
		<category><![CDATA[Cancel]]></category>
		<category><![CDATA[Credit Card Company]]></category>
		<category><![CDATA[Term Change]]></category>

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		<description><![CDATA[&#124; Eddie Cacciatore, Private Eye wants to know: This term change is after several years, and it was a reputable credit card company. If I don&#8217;t agree to the new (worse) terms, they will cancel my card, and I&#8217;ll have to pay the remaining balance. Would this hurt my credit rating if I don&#8217;t accept [...]]]></description>
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