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  • Clear Your Credit Report of Negative Items

    Thursday, February 4th, 2010

    Having a good credit report can make your life so much easier and offer numerous more financing opportunities later in life, the whole time saving you a ton of money financing everyday things along with big ticket items such as cars and housing. Even the rates you end up paying for car insurance or the [...]

    what is the fastest way to remove a collection from equifax credit report?

    Saturday, October 17th, 2009

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    jawsnu7 wants to know: Im in the process of getting a mortgage and all of a sudden this(collections) pops up on my Equifax credit file. I know it will hurt my score already. I need to know the best way to go about getting it removed. I heard even if you pay [...]

    How can a collection keep being updated on my credit report?

    Monday, June 29th, 2009

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    Cris P wants to know: I was watching my credit report earlier this year and I noticed something on two collections. They have opened dates of 4/10/2002 and 7/31/2003, but they keep reporting it every single month. How do they do that? Does it cost them money to do that? And will the reports still [...]

    What is the quickest way to raise your credit score 100 pts?

    Saturday, January 10th, 2009

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    Star wants to know: We are working our way to buying our own home and only have 50 pts to go to get approved, but I would like to raise it a little more than that so we can get a little better rate. Would it be quicker to get a secured credit card [...]