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  • What details appear on my credit report?

    Wednesday, February 3rd, 2010

    Most consumers have finally realized how important it is to maintain a good credit rating, but the majority of individuals still don’t have a thorough understanding of exactly what details actually appear on the report from the credit bureau. In order to ensure that a credit report is as accurate as possible, a person must [...]

    Do credit repair programs really work?

    Saturday, September 26th, 2009

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    snwbrdr960 wants to know: I came across some programs offered by, ex-bankers, ex-credit bureau agents that offer tactics and software that enable you to repair your credit. They claim to be able to create a new credit file. Anyone know if they work? What happens to your old credit file?

    How to repair credit in my case?

    Tuesday, August 25th, 2009

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    Stone C wants to know: Currently my credit score is very low as i did not make any payments since1999 and so on because of which 3 of my Credit Card companies charge off, reported loss or Cancel/Closed the accounts, and they in turn sold them to Collection companies who are reporting them every year [...]

    How can I remove a paid collection item from my credit report?

    Monday, December 15th, 2008

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    is4176 wants to know: I have a collection item on my credit report for $245, I have paid it already. How can I remove it from my credit report? Is it better to talk to the collection agency to remove it or directly to the credit bureau? Tnx!