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	<title>Credit &#38; Debt Consolidation &#187; Credit Bureau</title>
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	<description>All your questions about credit and debt consolidation answered.</description>
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		<title>How to Handle Derogatory Credit Information in Your Credit Report</title>
		<link>http://www.truecreditnow.com/363/how-to-handle-derogatory-credit-information/</link>
		<comments>http://www.truecreditnow.com/363/how-to-handle-derogatory-credit-information/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 15:46:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[True Credit]]></category>
		<category><![CDATA[Collection Accounts]]></category>
		<category><![CDATA[Credit Bureau]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Credit Rating]]></category>
		<category><![CDATA[Derogatory Credit]]></category>
		<category><![CDATA[Unpaid Medical Bills]]></category>

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		<description><![CDATA[The derogatory credit information section in your credit report lists all the items that negatively affect your credit rating. It is this section that is given the most attention by creditors and lending agencies. The most damaging types of credit information are bankruptcies and foreclosures. These items can be reported on your credit report for [...]]]></description>
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		<title>How Your Credit Score Affects Your Credit Report</title>
		<link>http://www.truecreditnow.com/361/how-your-credit-score-affects-your-credit-report/</link>
		<comments>http://www.truecreditnow.com/361/how-your-credit-score-affects-your-credit-report/#comments</comments>
		<pubDate>Sat, 17 Apr 2010 12:12:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Bureau]]></category>
		<category><![CDATA[Credit Equifax]]></category>
		<category><![CDATA[Credit Reporting Agencies]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Transunion]]></category>

		<guid isPermaLink="false">http://www.truecreditnow.com/361/how-your-credit-score-affects-your-credit-report/</guid>
		<description><![CDATA[It is interesting that people use credit cards all day long without really understanding how that affects their credit score. There are a large number of people who do not know how to read their credit report or what a credit score is. That is why there are so many credit report commercials on TV. [...]]]></description>
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		<title>What details appear on my credit report?</title>
		<link>http://www.truecreditnow.com/295/what-details-appear-on-my-credit-report/</link>
		<comments>http://www.truecreditnow.com/295/what-details-appear-on-my-credit-report/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 19:39:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Bankruptcies]]></category>
		<category><![CDATA[Charge Offs]]></category>
		<category><![CDATA[Court Filings]]></category>
		<category><![CDATA[Credit Bureau]]></category>
		<category><![CDATA[Credit Bureaus Report]]></category>
		<category><![CDATA[Credit Card Offers]]></category>
		<category><![CDATA[Credit Rating]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Date Of Birth]]></category>
		<category><![CDATA[Demographic Data]]></category>
		<category><![CDATA[Demographic Information]]></category>
		<category><![CDATA[Elective Field]]></category>
		<category><![CDATA[Judgments]]></category>
		<category><![CDATA[Mail]]></category>
		<category><![CDATA[Outdated Entries]]></category>
		<category><![CDATA[Physical Address]]></category>
		<category><![CDATA[Public Records]]></category>
		<category><![CDATA[Remainder]]></category>
		<category><![CDATA[Social Security Number]]></category>

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		<description><![CDATA[Most consumers have finally realized how important it is to maintain a good credit rating, but the majority of individuals still don&#8217;t have a thorough understanding of exactly what details actually appear on the report from the credit bureau. In order to ensure that a credit report is as accurate as possible, a person must [...]]]></description>
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		<title>Do credit repair programs really work?</title>
		<link>http://www.truecreditnow.com/179/do-credit-repair-programs-really-work/</link>
		<comments>http://www.truecreditnow.com/179/do-credit-repair-programs-really-work/#comments</comments>
		<pubDate>Sat, 26 Sep 2009 14:18:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[True Credit]]></category>
		<category><![CDATA[Credit Bureau]]></category>
		<category><![CDATA[Credit Repair Programs]]></category>
		<category><![CDATA[New Credit File]]></category>

		<guid isPermaLink="false">http://www.truecreditnow.com/179/do-credit-repair-programs-really-work/</guid>
		<description><![CDATA[&#124; snwbrdr960 wants to know: I came across some programs offered by, ex-bankers, ex-credit bureau agents that offer tactics and software that enable you to repair your credit. They claim to be able to create a new credit file. Anyone know if they work? What happens to your old credit file?]]></description>
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		<slash:comments>4</slash:comments>
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		<title>How to repair credit in my case?</title>
		<link>http://www.truecreditnow.com/197/how-to-repair-credit-in-my-case/</link>
		<comments>http://www.truecreditnow.com/197/how-to-repair-credit-in-my-case/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 09:12:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[True Credit]]></category>
		<category><![CDATA[Collection Companies]]></category>
		<category><![CDATA[Credit Advice]]></category>
		<category><![CDATA[Credit Bureau]]></category>
		<category><![CDATA[Credit Card Companies]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Good Solution]]></category>
		<category><![CDATA[Mistake]]></category>
		<category><![CDATA[Repairing Advice]]></category>
		<category><![CDATA[Repairing Credit]]></category>

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		<description><![CDATA[&#124; Stone C wants to know: Currently my credit score is very low as i did not make any payments since1999 and so on because of which 3 of my Credit Card companies charge off, reported loss or Cancel/Closed the accounts, and they in turn sold them to Collection companies who are reporting them every [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>How can I remove a paid collection item from my credit report?</title>
		<link>http://www.truecreditnow.com/20/how-can-i-remove-a-paid-collection-item-from-my-credit-report/</link>
		<comments>http://www.truecreditnow.com/20/how-can-i-remove-a-paid-collection-item-from-my-credit-report/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 16:47:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[True Credit]]></category>
		<category><![CDATA[Credit Bureau]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Tnx]]></category>

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		<description><![CDATA[&#124; is4176 wants to know: I have a collection item on my credit report for $245, I have paid it already. How can I remove it from my credit report? Is it better to talk to the collection agency to remove it or directly to the credit bureau? Tnx! Incoming search terms for the article:what [...]]]></description>
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		<slash:comments>6</slash:comments>
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