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  • How do I remove a charge off that was paid from credit report?

    Wednesday, June 24th, 2009

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    snicole21 wants to know: Paid off a negative credit card debt that was transferred to a collections agency. Invoice from collections agency states account is settled in full as of 2/10/05 and that they would notify my credit card company to update their records and my credit report. As of 3/31/06 my credit [...]

    What is the best way to deal with credit card debt? Consolidate or Credit counseling company?

    Tuesday, April 21st, 2009

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    metro7 wants to know: Just had a major surgery and racked up some major credit card debt while being out of work. Just looking to see where I could start now that I am going back to work.

    How many credit lines does the average person need?

    Saturday, February 14th, 2009

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    Miss Dee wants to know: My credit score is in the mid 700’s; I have zero credit card debt and would like to boost my score up to the 800’s for future use.
    I recently got a new credit card with the credit line of $10,500.00 (which I don’t intend on maxing out). Will this one [...]