|

Mark wants to know:

I curently have a Transunion score of 596 experian score of 530 and a equifax score of 579. i’m looking o get a loan for 24,000. and i’m trading my 2005 dodge stratus in and i’m 3500.00 upside down in it. my bank has told me my score needs to be a 670 in order to pull this loan off. how long will it take my credit scores to update if i just recently paid off a charged off credit card for 452.00 one medical bill for 225.00 and a collections account for 121.00. i have never been late on my dodge stratus payment and i have a 2 revolving accounts one with less than 50% used and ine that is 75% used. when can i expect for my score to go up if on june first i paid all of the above mentioned negative debt? would it be possible for my score to be fixed by august for me to get the car for 24,000? serious answer’s only. i’m only looking for advise and answer’s not crtiszm

|

draymond31 wants to know:

Ok, I have a credit score of 504. Of the 40 items on my credit report 37 are old medical and the other 3 are paid as requested which are home, car, and one credit card.
Do I go ahead and try to repair the credit or file bankruptcy?
Before or after selling a home?

|

ptilda wants to know:

I’m recently working on getting divorced & my credit was badly damaged because of that. My bank is working with me to help me recover, but I am looking for a basic credit card, not necessairily a large line of credit, and one with REASONABLE fees and interest rates. Also, looking for credit repair services that really work and that areasonably priced.

|

jacquefromtexas wants to know:

I’ve never had a credit card (although my credit sucks) and heard they’re a great way to repair credit. Any tips?

|

penny g wants to know:

Lets say I have 4 credit cards totalling $3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?

|

two_kee_kees wants to know:

I did this last week. My new credit card is showing the balances of the others, but the old credit cards are not showing that they’ve been paid.

|

bird wants to know:

I just went through a nasty divorce my credit is all messed up. Just want a way for a fresh start.

|

ersan b wants to know:

I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.

|

eyaljosch wants to know:

I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.

Therefore I would like to know, per each country in the world, how many Credit Cards are there, or: How many Credit Cards per resident in each country?

|

man wants to know:

I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit limit? When can I apply the credit card?

|

megan_trigg2000 wants to know:

I am planning on getting my first credit card this summer and was wondering on what is the best one to get and why? What should i look for in looking for one?

|

insharc wants to know:

My credit rating is good, not bad. But I’ve heard that having too many cards can damage it. I know that calling is a bad way to cancell, plus they try to talk you out of it.

What is the BEST way to cancel, so the credit reporting agencies know that you canned the card, and not the reverse?

|

sara_lynn2859 wants to know:

I’ve taken a secured by savings loan at my bank and that has raised my credit score enough for me to get a credit card. I have fair credit right now. I have had my credit card for 6months and made all payments on time but still no improvement on my credit score.

|

Rob C wants to know:

I’m thinking of applying for my first credit card. How long does it usually take to get approved and receive the card in the mail? I have basically no credit history, but I have a fairly high income for my age and doubt I’ll have any problems getting approved for an introductory card. I ask because I am moving at the end of the month and want to avoid the hassle of trying to get the card forwarded.

Also, just out of curiosity, do they do anything to verify your employment?

|

Skeletal Lightning wants to know:

Is it possible for me to buy concert tickets without a credit card, and, if so how? I don’t have a credit card cuz I only use debit.