Improve Credit Rating – Erase Bad Credit from Your Report – How to Delete Negative Credit Off Your Credit Report
Wednesday, March 3rd, 2010How will you increase your credit rating and eventually erase from credit report the negative credit record which has been recorded? Credit report contains the breakdown of your credit habits be they good or bad. However, it is always faster to spot the negative than the good. Even just one bad record can already make [...]
Why Maintaining A Good Credit Report Is So Important
Sunday, February 28th, 2010Why Maintaining A Good Credit Report Is So Important
Information on your credit cannot be changed by disputing. The opposite is actually true. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer.
There is no time limit on reporting: [...]
Fix Your Credit Report – 5 Ways you’ll benefit from fixing your credit
Friday, February 26th, 2010Fix Your Credit Report – 5 Ways you’ll benefit from fixing your credit
Even with a great credit record, taking a bit of time to fix your credit report can deliver you significant benefits. The idea behind fixing your credit report is not that you necessarily have bad credit but why lock yourself out [...]
Tips For Credit Report Success
Tuesday, February 23rd, 2010Tips For Credit Report Success
If you ever hope to obtain expensive items such as houses or even a car, you’ll likely have to buy on credit. Sadly these items are hard to live without, so the fact that you’ll have to deal with credit and debt is unavoidable. They key for consumers is [...]
Equifax credit report – Get it now to understand your credit score
Sunday, November 15th, 2009An Equifax credit report may be the one of the most important statements in your possession. Employers, landlords, and money loaners rely on a person’s background credit as the primary, and sometimes only, source of information that determines the ability to borrow money and own a home.
While everyone is entitled to a free annual credit [...]
Credit Repair Debt Consolidation – Be smart and save money!
Saturday, November 14th, 2009There is so much information out there about credit repair and debt consolidation that the average consumer can Google search the subject and still be left at the end of the day, wondering what really works. Well here it is straight from the horse’s mouth. I’ve spent the last decade working with consumers in the [...]
What is the best way to repair credit if you can’t get any credit because of the bad history?
Saturday, July 18th, 2009|
tak3032 wants to know: I have really, really, really bad credit anything you can think of. I want to repair it but I noticed almost all of it will be cleared up from my credit report in 3yrs any ways. Should I continue and neglect the payments and wait the 3yrs or should I try [...]
How long does it take to receive a credit card?
Wednesday, March 18th, 2009|
Rob C wants to know: I’m thinking of applying for my first credit card. How long does it usually take to get approved and receive the card in the mail? I have basically no credit history, but I have a fairly high income for my age and doubt I’ll have any problems getting approved for [...]
How many credit cards can you have before they drop your credit score?
Saturday, January 31st, 2009|
Test wants to know: I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score?
I had problem getting a credit card when I had no credit history and then after I finally got one, I had [...]
How to get more and more credit cards and personal loans with bigger credit limits?
Monday, November 17th, 2008|
tusharcosmic wants to know: I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I [...]