Fix your Credit Report – Learn the Fasttrack to the Things you Want!
Friday, March 5th, 2010Fix your Credit Report – Learn the Fasttrack to the Things you Want!
Don’t act like just another “ostrich” who buries their head in the sand when it comes to thinking about their credit report, fix your credit report! The only way you’re going to save hundreds and thousands of dollars in interest payments [...]
Improve Credit Rating – Erase Bad Credit from Your Report – How to Delete Negative Credit Off Your Credit Report
Wednesday, March 3rd, 2010How will you increase your credit rating and eventually erase from credit report the negative credit record which has been recorded? Credit report contains the breakdown of your credit habits be they good or bad. However, it is always faster to spot the negative than the good. Even just one bad record can already make [...]
Fix your Credit Report – Learn the Fasttrack to the Things you Want!
Monday, February 15th, 2010Don’t act like just another “ostrich” who buries their head in the sand when it comes to thinking about their credit report, fix your credit report! The only way you’re going to save hundreds and thousands of dollars in interest payments and fees is to take action and get your credit report in top shape.
Fixing [...]
Simple Techniques to Remove Derogatory Items From Your Credit Report
Thursday, February 4th, 2010Your credit score reflects your credit worthiness in addition to your ability to service the loan. A low credit rating usually means there are some negative items you should get disputed and removed. One of the worst items that might be listed in your credit report is a derogatory comment. Lenders immediately check the derogatory [...]
Clear Your Credit Report of Negative Items
Thursday, February 4th, 2010Having a good credit report can make your life so much easier and offer numerous more financing opportunities later in life, the whole time saving you a ton of money financing everyday things along with big ticket items such as cars and housing. Even the rates you end up paying for car insurance or the [...]
Cleaning Up Your Credit Report
Wednesday, February 3rd, 2010Everyone should regularly monitor their credit report to ensure that the information on there is accurate and up to date and help to improve credit score by removing the unnecessary information that is directly affecting it.
The first step to do is to get a free copy of your credit report. You can do this once [...]
More Borrowers Pay Credit Cards Before Mortgages
Wednesday, February 3rd, 2010It’s exactly the opposite of the norm. Usually cash-strapped Americans during tough economic times will miss credit card payments before they’ll miss mortgage payments.
Welcome to the new world order.
The percentage of borrowers who are delinquent on their mortgages but paying their credit card bills on time is growing, to 6.6 percent in the third quarter [...]
What details appear on my credit report?
Wednesday, February 3rd, 2010Most consumers have finally realized how important it is to maintain a good credit rating, but the majority of individuals still don’t have a thorough understanding of exactly what details actually appear on the report from the credit bureau. In order to ensure that a credit report is as accurate as possible, a person must [...]
How to repair credit rating?
Friday, September 11th, 2009|
Organman wants to know: I’ve seen the hard sell credit repair ads and have some ideas of my own but I know there are a lot of tricks. Any suggestions from all the big brains out there?
How can I repair my credit?
Saturday, July 4th, 2009|
Ashley M wants to know: I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student loans and my car loan. I have heard of [...]
How does making early car payments affect my credit rating?
Wednesday, April 22nd, 2009|
Dr. Butt, CPA wants to know: I am the co-signer with my mom when we financed a car from Honda. It lasts for 5 years. I am trying to pay it off in 2 or 3 payments within 1 year to avoid having to pay the high 9% interest rate. By doing this, how will [...]
What is the best way to cancel a credit card?
Friday, March 20th, 2009|
insharc wants to know: My credit rating is good, not bad. But I’ve heard that having too many cards can damage it. I know that calling is a bad way to cancell, plus they try to talk you out of it.
What is the BEST way to cancel, so the credit reporting agencies know that you [...]
How do those non-profit credit help places work?
Tuesday, March 10th, 2009|
quested one wants to know: You see them all the time on TV. How do they charge and make money to advertise if they are non-profit? Will doing this sort of thing hurt my credit rating?
Credit cards already in collection and closed. Should i pay them off?
Saturday, December 20th, 2008|
J24 wants to know: I have two credit cards, luckly only totalling about $1,500. Im a college student and used them for books. They are under collection and i still have the oppertunity to pay them off, which i am planning on doing anyway. BUT they are still going to be on my credit for [...]