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  • Buying a Car? First you need your Free Credit Report

    Monday, March 8th, 2010

    Ordering your free credit report is probably the last thing on your mind when you’re yearning for a new car, but unless you’re going to pay cash for that new car, it is something you should do before you start to shop.
    You know that at least 25% of all credit reports contain errors. Making sure [...]

    Fix Your Credit Report – 5 Ways you’ll benefit from fixing your credit

    Friday, February 26th, 2010

    Fix Your Credit Report – 5 Ways you’ll benefit from fixing your credit
    Even with a great credit record, taking a bit of time to fix your credit report can deliver you significant benefits. The idea behind fixing your credit report is not that you necessarily have bad credit but why lock yourself out [...]

    How to Remove Items from Your Credit Report

    Monday, February 15th, 2010

    We all know about the consequence of our credit report , in all matters we would like to negotiate with our finances, a negative credit report might cut off all financial feasibilities, and we would feel that there is nothing we can do about it unless we employ a legal advisor to help us.
    But if [...]

    Buying a Car? First you need to check your Credit Report

    Sunday, February 7th, 2010

    Ordering your free credit report is probably the last thing on your mind when you’re yearning for a new car, but unless you’re going to pay cash for that new car, it is something you should do before you start to shop.
    You know that at least 25% of all credit reports contain errors. Making sure [...]

    Clear Your Credit Report of Negative Items

    Thursday, February 4th, 2010

    Having a good credit report can make your life so much easier and offer numerous more financing opportunities later in life, the whole time saving you a ton of money financing everyday things along with big ticket items such as cars and housing. Even the rates you end up paying for car insurance or the [...]

    How to Repair Credit Report and Improve Credit Score.

    Thursday, February 4th, 2010

    With the economic situation the way it is and home values down, many people have found that their once perfect credit is now tainted with late fees, over limit fees, closed accounts, and in the worse situations credit cards and loans that can no longer be paid, along with possibly bankruptcy or even foreclosure. However, [...]

    Why would my credit report look good on Equifax and not Experian?

    Monday, November 9th, 2009

    Ashley wants to know:
    My credit reports looks good for one agency.
    I have a loan in really good standing that is being reported by Equifax on my credit report but when I look at the other, it has no history of the loan. Should this loan be reported to all three of the agencies?? Or [...]

    Starting A Credit Repair and Financial Counseling Business?

    Friday, September 4th, 2009

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    leah_ifft@sbcglobal.net wants to know: I currently work as a mortgage broker who specializes in bad credit loans. I have helped many of my clients understand their credit reports and what they can do to improve their credit.
    I love this part of my job, am good at it and would like to turn [...]

    How can I get a negative item off my credit report?

    Wednesday, June 24th, 2009

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    trin2bhealthyn08 wants to know: This occurred in 1998 and I know that it is only suppose to be on my credit report for 7 years.(not a bankruptcy) The problem is, apparently it keeps getting picked up by different collection agencies so it keeps “re-appearing” on my credit reports. It’s the only negative [...]