Buying a Car? First you need your Free Credit Report
Monday, March 8th, 2010Buying a Car? First you need your Free Credit Report
Ordering your free credit report is probably the last thing on your mind when you’re yearning for a new car, but unless you’re going to pay cash for that new car, it is something you should do before you start to shop.
You [...]
Understanding the Critical Nature of Your Credit Report
Wednesday, February 10th, 2010Understanding the Critical Nature of Your Credit Report
Consumer credit reports are used today for far more than they were initially intended. Originally, credit reports were just that, reports that reflected how you were managing credit granted to you in terms of current balances, payments, etc. They were not originally intended to be used for other [...]
Buying a Car? First you need to check your Credit Report
Sunday, February 7th, 2010Ordering your free credit report is probably the last thing on your mind when you’re yearning for a new car, but unless you’re going to pay cash for that new car, it is something you should do before you start to shop.
You know that at least 25% of all credit reports contain errors. Making sure [...]
Clear Your Credit Report of Negative Items
Thursday, February 4th, 2010Having a good credit report can make your life so much easier and offer numerous more financing opportunities later in life, the whole time saving you a ton of money financing everyday things along with big ticket items such as cars and housing. Even the rates you end up paying for car insurance or the [...]
How to Repair Credit Report and Improve Credit Score.
Thursday, February 4th, 2010With the economic situation the way it is and home values down, many people have found that their once perfect credit is now tainted with late fees, over limit fees, closed accounts, and in the worse situations credit cards and loans that can no longer be paid, along with possibly bankruptcy or even foreclosure. However, [...]
Learn How To Improve Your Credit Report
Wednesday, February 3rd, 2010The most effective way to better your credit report is to manage credit responsibly over time. Clearly the best way to do that is to pay your bills on time every month. It?s very important to live below your means so that you have enough money every month to pay them. None of the tips [...]
Why is Equifax credit score the most important?
Saturday, November 14th, 2009|
sweet_jemise wants to know: Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?
Credit Repair Debt Consolidation – Be smart and save money!
Saturday, November 14th, 2009There is so much information out there about credit repair and debt consolidation that the average consumer can Google search the subject and still be left at the end of the day, wondering what really works. Well here it is straight from the horse’s mouth. I’ve spent the last decade working with consumers in the [...]
Does anyone know how to repair credit without paying for a service?
Wednesday, August 12th, 2009|
Ready Realtor wants to know: I really would like to repair my own credit without having to pay someone.I recently enrolled into a service online that lets me see my credit scores from all three credit bureaus but what can I do from there.Do I need to remove all or just certain ones?Any advice [...]
How can I cancel credit cards I have without getting dinged on my FICO score?
Tuesday, April 21st, 2009|
Edward G wants to know: I have several credit cards that have annual membership fees required. But I do not use them and have no plans on using them in the future. I’ve been told that if I cancel these cards that my credit scores will suffer because of the cancellations. Is there a way [...]
How does the interest on my credit cards get lowered?
Tuesday, April 7th, 2009|
Anonymous wants to know: I was just wondering how interest rates get lowered on credit cards? Why do some people have lower interest rates, and some have higher? I understand the whole difference between credit scores and that some people have better credit than others. But I know that every single person with a low [...]