Clear Your Credit Report of Negative Items
Thursday, February 4th, 2010Having a good credit report can make your life so much easier and offer numerous more financing opportunities later in life, the whole time saving you a ton of money financing everyday things along with big ticket items such as cars and housing. Even the rates you end up paying for car insurance or the [...]
How to Repair Credit Report and Improve Credit Score.
Thursday, February 4th, 2010With the economic situation the way it is and home values down, many people have found that their once perfect credit is now tainted with late fees, over limit fees, closed accounts, and in the worse situations credit cards and loans that can no longer be paid, along with possibly bankruptcy or even foreclosure. However, [...]
Cleaning Up Your Credit Report
Wednesday, February 3rd, 2010Everyone should regularly monitor their credit report to ensure that the information on there is accurate and up to date and help to improve credit score by removing the unnecessary information that is directly affecting it.
The first step to do is to get a free copy of your credit report. You can do this once [...]
Which of the 3 reporting companies is the most looked at when determining credit eligability?
Tuesday, December 1st, 2009Authentic wants to know:
of the 3 reporting companies, transunion, equifax, and experian, which one do companies look at the most to determine your credit.
How do I get a hold of a live representative through Equifax?
Friday, November 20th, 2009|
jcardenasremax wants to know: I am trying to call Equifax and I have called numerous toll free numbers. Can anyone give me a number and then dial instructions for example press #1 then #3, etc. I already tried pressing #0 it does not work!
What credit card company or bank doesn’t check transunion only equifax and experian ?
Thursday, November 19th, 2009|
kenneth d wants to know: What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.
Whats the difference between Equifax, Experian and TransUnion? Which one is the best?
Sunday, November 15th, 2009|
..:..HeLLoKiTTy..:.. wants to know: Equifax, Experian and TransUnion! Whats the diffrence between these 3? Which one is the biggest or the best to contact when you need to report you cards stolen or fraud?
Equifax credit report – Get it now to understand your credit score
Sunday, November 15th, 2009An Equifax credit report may be the one of the most important statements in your possession. Employers, landlords, and money loaners rely on a person’s background credit as the primary, and sometimes only, source of information that determines the ability to borrow money and own a home.
While everyone is entitled to a free annual credit [...]
Why is Equifax credit score the most important?
Saturday, November 14th, 2009|
sweet_jemise wants to know: Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?
Why would my credit report look good on Equifax and not Experian?
Monday, November 9th, 2009Ashley wants to know:
My credit reports looks good for one agency.
I have a loan in really good standing that is being reported by Equifax on my credit report but when I look at the other, it has no history of the loan. Should this loan be reported to all three of the agencies?? Or [...]
How much can the removal of one collection item on my Equifax report raise my score?
Thursday, October 29th, 2009|
kevinb671 wants to know: I’ve got one collection item on my report, in the amount of 186 bucks. Up till now, I’ve simply ignored it, as I have qualms with its legitimacy. But I’m wondering now if, by paying this item, I would enjoy a substantial increase in my credit score. My [...]
Why is my Experian score about 30 points lower than my Equifax or TransUnion?
Thursday, October 29th, 2009|
Barrabas_6025 wants to know: It’s been this way for a few years. The only difference i see from glancing at the accounts is that the Equifax has more inquires in the last 2 years (5) than the other two (they have 3 and 2). Would that knock it down by 30 points? Or does Equifax [...]
How do I remove security freeze off my credit report from equifax and transunion?
Thursday, October 29th, 2009|
jason r wants to know: Experian has a website that allows you to print a document which is to be filled out with the requested info, and mailed to a specific adress. In doing so, I have managed to have the security freeze removed from Experian. The problem is that Experian has not [...]
How do I speak to a REAL person at Equifax regarding a dispute?
Friday, October 23rd, 2009|
blondiel wants to know: My old bank that has been bought out by another bank had reported to Equifax that I owed $$. I disputed it with the old bank but it’s still on my report. The new bank says they cannot help me.All I get is the run-around from everyone I’ve spoken to. If [...]
Is there any reputable credit repair places that dont cost a fortune?
Thursday, October 22nd, 2009|
hopes2graduate wants to know: I dont want to get ripped off but I need some help repairing my credit. The credit beuraus arent cutting it. Can someone refer one that doesnt cost a fortune? I need all the credit reporting places (equifax, experian and transunion) worked on. Thanks!