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K wants to know:

It says its free is it really?? Whats the catch Credit One Bank seems kind of shady so i assuming theres a catch somewhere, heres their terms of use:

Important Information:

Credit One Bank does not prepare your credit score, and has no responsibility for its accuracy or for the accuracy of any of the information upon which your credit score is based (except for items we may have reported). Your credit score is provided to us by Experian (a credit reporting agency). If you believe your credit report is incomplete or contains inaccurate information, you should contact Experian directly at 1-866-673-0141 or visit www.experian.com/disputes/ to correct the information.

Credit Score Availability:

Please allow up to 60 days for us to initially retrieve your credit score. Thereafter, your credit score will be available on a monthly basis. On occasion, system constraints may prevent your score from being updated in a timely manner.

Use of Your Credit Score:

Your credit score is provided to you solely to help you understand your credit standing. It may not be used for any other purpose, and may not be shared with any other party. Credit One Bank is providing this service as an added benefit to cardholders. This service is subject to change or cancellation without notice.

Credit Score Authorization:

At the time you submitted your application for credit, you provided Credit One Bank with your authorization for us to obtain and use your credit information to make credit decisions. By indicating your acceptance below and enrolling in this program, you are authorizing us to obtain and provide your credit score and information related to your credit score to you online each month. You may withdraw your authorization at any time upon written notice to us (see the general correspondence address located on the Contact Us page).

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kenneth d wants to know:

What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.

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Albert wants to know:

I have been unable to get anyone on the phone at the Campus Partners via the number they give at 800-344-8609 and cannot seem to find the right directory for filing disputes in their automated response system. I have already initiated a dispute via Experian’s credit expert. Please help me find out how to get a live person on the phone with Campus Partners. I’ve also already tried pressing 0 and # and * all the usual keys that indicate “operator” in similar systems.
One issue I am having is getting a live person on the phone. I have no idea how to get a live person from Campus Partners on the phone. Their automated response system will not let me get to an operator or any person. As a result I cannot ask them any questions or collect necessary information to file a complaint with the BBB.