What is the easiest way to go about seeing your credit report without having to pay someone to do it?

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Todd Z wants to know:

II’m thinking about filing for bankruptcy and am wanting to get a copy of my credit report before I actually decide to do so. I was wondering if there is a way to get a copy of my credit report without having to pay somebody to do it. Equifax wants a monthly fee and I just want one copy. Nothing more. I would be greatly thankful for any help that you could lend me. I’m trying to make life easier for my family. My past isn’t helping.

What is the easiest way to go about seeing your credit report without having to pay someone to do it?

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robert o wants to know:

II’m thinking about filing for bankruptcy and am wanting to get a copy of my credit report before I actually decide to do so. I was wondering if there is a way to get a copy of my credit report without having to pay somebody to do it. Equifax wants a monthly fee and I just want one copy. Nothing more. I would be greatly thankful for any help that you could lend me. I’m trying to make life easier for my family.