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  • How do I establish good credit if I have none?

    Friday, May 8th, 2009

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    yesisaid wants to know: I’m a student about to graduate from NYU – I’ve applied for credit cards with or without my parents as co-signers and still no luck. I have a job and am trying to get an apartment but no one will take me unless I have good credit. What credit cards (preferably [...]

    How to pay off credit cards enrolled in a debt management program?

    Saturday, February 28th, 2009

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    Rachel wants to know: I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay [...]

    How old do you have to be to get mtvu credit card?

    Thursday, January 15th, 2009

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    neverforgotten wants to know: My parents are willing to get me a credit card at 16. They trust me and i am responsible. I will also be paying the bills with my checking bank account. Can i get the mtvu credit card at age 16? My parents also think it will [...]

    What is the best way to improve your credit in order to purchase a home?

    Tuesday, December 16th, 2008

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    MamaDrama wants to know: I am a newly wed and my husband and I recently moved in with his parents in order to save money for our own home, however, money is not the only problem. Both of us have challenged credit. We know that those companys that claim that they are able [...]