Can anyone suggest a good credit repair agency?

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Monika P wants to know:

I need to repair my credit but honestly do not have the time to do this myself. Has anyone ever used an agency that acutally worked and if so how long did it take?

would a credit repair agency be a good business idea?

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jane d wants to know:

There is no type of credit repair that a person cannot do themselves, however it takes a lot work, and a lot of follow-up work.

Would you pay a person to clean up your credit (if its bad) and do all of the leg work, legally?

Does anyone know of a real good credit repair agency?

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MBA Grad Student wants to know:

I need help repairing my credit. Does anyone have any experience with a reliable and effective service?

What is the best way to go about eliminating bad credit? Using a credit repair agency or doing it yourself?

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Randall M wants to know:

I know that credit repair agency’s send out letters that let the credit agency’s know that there is negative items on your report that is wrong in one way or another, but I am wondering if it is better to do it myself or not.

Thanks.