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hopes2graduate wants to know:

I dont want to get ripped off but I need some help repairing my credit. The credit beuraus arent cutting it. Can someone refer one that doesnt cost a fortune? I need all the credit reporting places (equifax, experian and transunion) worked on. Thanks!

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Stone C wants to know:

Currently my credit score is very low as i did not make any payments since1999 and so on because of which 3 of my Credit Card companies charge off, reported loss or Cancel/Closed the accounts, and they in turn sold them to Collection companies who are reporting them every year to the credit bureau, by which my account looks so bad most recently they reported in December 2005, I know it’s my mistake and i want to repair it, Some one told me that even if i repay the whole thing still it does not help me as the history of past 5to6 years still remains the same in you history is their any other way which helps me in repairing my credit, Please advice me a good solution.

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MBA Grad Student wants to know:

I need help repairing my credit. Does anyone have any experience with a reliable and effective service?